Malaysian buyers
Start from your situation
Eligibility, financing and the related fees depend on your status and circumstances. Tell us your situation, and we can go through each point with you on a visit.
Buying guide
From a visit to handover.
Buying a serviced apartment still under construction in Malaysia usually runs through six stages: a visit, choosing a home, signing the sale and purchase agreement, arranging financing, construction and handover. The details of each stage follow the developer’s procedure at the time and the sale and purchase agreement.
- 01Learn and visit
- 02Choose a home
- 03Sign the SPA
- 04Arrange financing
- 05Construction
- 06Handover
Six stages
- 01
Learn and visit
Look at the layouts, the sides and the level bands first, then see the place in person. Bring your questions with you on the visit.
- 02
Choose a home
Once you settle on the layout, the wing and the level band, register your intention to buy through the developer’s procedure at the time.
- 03
Sign the SPA
The sale and purchase agreement sets out the home’s specification, the payment schedule, handover and each party’s obligations. It is the most important document in the purchase. Read it carefully before you sign.
- 04
Arrange financing
If you need a loan, apply to a bank. How much you can borrow, and on what terms, depends on you and on the bank’s approval.
- 05
Construction
While the development is built, payments follow the schedule set out in the sale and purchase agreement.
- 06
Handover
The handover date, the standard of delivery and the defects liability period are all as the sale and purchase agreement sets them.
Different buyers, different conditions
Buyers from abroad
First, confirm what applies
Buying from outside Malaysia depends on the residence itself, Johor’s rules for foreign purchasers (which include a minimum value and the State Authority’s consent) and your own circumstances. Homes allocated to Bumiputera buyers are not open to foreign purchasers. Additional state and federal duties apply, and a Malaysian lawyer completes the transfer. Tell us where you are based and which layout interests you, and we will set out the steps that apply to you.
Singapore HDB households
Check the minimum occupation period first
If you own an HDB flat, you and your spouse must complete your flat’s minimum occupation period before buying private residential property in Singapore or overseas. Check your dates with HDB.
This site gives no conclusions on eligibility, taxes or financing; they differ from person to person, and we go through them with you privately.
Checklist
Before you buy, verify these five things.
- 1Developer’s licence and permitCheck the licensed developer and its advertising and sales permit (APDL) on TEDUH, the system of the Ministry of Housing and Local Government (KPKT).
- 2The vendor in the SPAMake sure the vendor named in the agreement matches the developer on the permit.
- 3Tenure and land categoryConfirm the tenure and the land category against the sale and purchase agreement and the title details.
- 4Specification and itemsTell apart the specification in the sale and purchase agreement and any items provided outside it.
- 5Maintenance charges and sinking fundCharged under the Strata Management Act; the amounts are as the management body announces them.
On your visit
Questions to ask on a visit
- Which homes are open now?
- Which wing and level band is the home I like in?
- Does the Sky Deck arrangement on Level 57 apply to my home?
- How are parking bays allocated?
- When is completion expected, and what are the handover terms in the sale and purchase agreement?
- How are maintenance charges and the sinking fund worked out?